Borrow Money Online At Your Fingertips!
Borrow $300, $500 or $1,000 Loans

Our entire application is completely online. Simply fill in your details using our online form and click ‘submit’ – your enquiry will be connected to multiple lenders, banks, credit unions and apps and you will be presented with the most competitive offer. Subject to some further checks, your loan can be approved and completed in a few hours, same day or next business day.

Finger Finance offers loans of $100 to $35,000 and everything in between including $500, $2,000 and $5,000. The amount you can borrow is based on factors such as you income, employment, credit history and affordability. With loans available over 1 to 60 months, you may be able to borrow a higher amount if choose to borrow for a longer period, since your loan repayments can be spread over more time.

No, Finger Finance does not charge any fees for using our loans connection service – and we never will. It is completely free to apply and we only take a commission from the lender if your application is successful. The only fees that you will be required to pay are the interest on your loan and this will be clearly presented to you in writing beforehand.

To be eligible, you must be a full-time US citizen and living in American permanently. You should be over 18 years of age, a stable income and employment, can afford monthly repayments and have a live checking account so that you can receive your loan.

Your loan repayments are repaid over 1 to 60 months in equal monthly installments, so you know exactly how much you need to repay each month on a repayment date that you choose (usually the day you get paid from work). You always have the option to repay early and you will usually save money for doing so.

• US resident
• Over 18 years of age
• Must have a SSN
• Employed and earning a regular income
• Bad credit considered
• Must have a checking account

Depending on the size of your loan, you can sometimes receive funds in less than 1 hour. For small loans, we can usually complete these very quickly e.g $300 or $500. For large loans such as $1,000 or $5,000, we may require additional checks or it takes a little longer to transfer over, but you will typically receive your loan in 1 to 3 days.

Yes, Finger Finance can offer loans for bad credit and poor credit histories – and we work with a number of US lenders who specialise in this area. You should not be put off just because you have had the occasional default or payment in arrears. What is important is your desire to make future payments on time and if you have a stable income and employment, you can certainly be considered for a loan.

No, Finger Finance is not a direct lender, but we work with a number of US partners who are. We simply act as a loans connection service to match your loan enquiry with the provider who offers the most competitive rates and is ready to accept and approve your loan. We work with direct lenders only, so your loan will be processed and funded by a reputable and legit lender.

Finding no credit check loans is very tricky since a lot of our partners use credit checking to determine your eligibility for a loan. Whilst we do have some options that do not take credit scores into account (like auto loans), generally there is some form of credit check involved.

If you have bad credit, do not worry, our lenders will take this into consideration and will still be able to assist you with the loan you need.

If you struggle to repay your loan, you will be contacted by the lender you are working with who may charge late fees or extra interest for missed repayments. The best thing to do is always speak to the lender if you having difficulty and they may be able to freeze interest or help you spread your repayments over time.